About Ultimate Rewards Checking

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Each Monthly Qualification Cycle: Have at least 10 signature-based debit card purchases over $10 post and clear, receive e-statements, have at least one direct deposit, automatic payment, or online bill pay post and clear. 3.51 Annual Percentage Yield applies to balances up to $10,000; .25% APY applies to balances over $10,000 when monthly qualifications are met.  .05% APY applies to balances if qualifications are not met. ATM Fee Refunds valid only when monthly qualifications are met and are up to $10 per qualification cycle.  One URC account per social security number. 

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