Retirement
No Penalties Retirement Account

- Early withdrawals and monthly distributions are penalty-free*
- Increase your earnings**
- .25% APY bonus on current certificate rates for deposits up to $24,999
- .50% APY bonus on current certificate rates for deposits over $25,000
Call Winky Berkowski at 940-851-4023 to learn more or
email [email protected]
*Applies to required minimum distributions and distributions set up at account opening. Federal penalties still apply. **Rate increase for new CD purchases only. Members having an IRA may open a certificate and receive the increased rate up to double total IRA deposit not to exceed $500,000.
These bonuses cannot be combined with any other offers.
APY= Annual percentage yield. Rates subject to change.