Rates

TCCU consistenly has lower than market average lending rates and higher than average deposit rates. If you are shopping for a loan or have money to deposits, then TCCU is the place for better than average deals.


Loan Rates (as Low As)*  
   A.P.R.
Automobile 2.490%
Signature 6.900%
Vacation 6.900%
Recreational 2.490%

 

Checking Account Dividends  A.P.R. A.P.Y. Min. Balance
Ultimate Rewards Checking**      
Up to $10,000 3.450% 3.510%  
Over $10,000 0.240% 0.250%  
Non-Qualifying Accounts 0.049% 0.050%  
Real Giving Checking**      
Up to $2500 1.000% 1.000%  
Over $2500 0.250% 0.250%  
Non-Qualifying Accounts 0.049% 0.050%  
Advantage Checking 0.000% 0.000%  $750.00
Liberty Checking 0.000% 0.000%  
Value Checking 0.000% 0.000%  

 

Savings A.P.R. A.P.Y. Min. Balance
Regular Savings 0.100% 0.100% $100.00
Christmas Club 0.250% 0.250% $100.00
IRA Savings 0.750% 0.750% $100.00
       
Money Market Accounts      
MMA Savings < $2,500.00 0.100% 0.100% $100.00
MMA Savings > $2,500.00 0.100% 0.100% $2,500.00
       
MMA Gold (All Balances) 0.100% 0.100%  
       

 

Certificates of Deposit A.P.R. A.P.Y. Min. Balance
3 Month 0.100% 0.100% $1,000.00
6 Month 0.150% 0.150% $1,000.00
1 Year 0.250% 0.250% $1,000.00
18 Month 0.300% 0.300% $1,000.00
2 Year 0.349% 0.350% $1,000.00
3 Year 0.598% 0.600% $1,000.00
4 Year 0.747% 0.750% $1,000.00
5 Year 1.193% 1.200% $1,000.00