Earn high dividends, cash for charity, and refunds on ATM withdrawal fees.*
It pays to be a good person — free Kasasa Giving lets you earn money for a charity of your choice at no additional cost to you. We’ll make a 25¢ donation for every debit card purchase you make over $10.* You’ll also earn up to 1.00% APY* on your balance. To top it all off, get refunds on withdrawal fees from any ATM you use, nationwide. It’s a rewarding account for those with a big heart. Open your account online in minutes.
- Texoma will donate 25¢ for every debit card purchase over $10*
- Donations made to charity you select
- 1.00% APY* on balances up to $2,500
- 1.00% to 0.25% APY on balances over $2,500 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- FREE Online Banking and Online Bill Pay
- FREE Mobile Banking
- FREE E-Statements
- FREE E-Alerts
- FREE MasterCard® Debit Card
- FREE Telephone Banking (Access 24)
- Kasasa Protect™ available at a discounted rate.
- No minimum deposit to open
Here’s how easy is to earn rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Giving account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit, bill pay, or ACH payment transaction post and settle
- Have at least 10 signature-based debit card purchases, each greater than $10, post and settle
- Be enrolled in and agree to receive E-Statements
And if you don’t qualify, don’t worry:
You still have a free checking account. Plus, you’ll earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, signature based debit card purchases less than $10.00, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Rewards Information: When Kasasa Giving qualifications are met during a Monthly Qualification Cycle balances up to $2,500 in your Kasasa Giving account receive an APY of 1.00%; and balances over $2,500 earn 0.25% interest rate on the portion of the balance over $2,500. When your Kasasa Giving qualifications are not met, all balances in the Kasasa Giving account earn an APY of 0.05%. In addition, you will receive reimbursements up to $10 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. Also, for each signature-based debit card purchase greater than $10.00 that posts and settles to your account during the Monthly Qualification Cycle, $0.25 will be provided to the charity you selected when you opened your account: either United Way, Hands to Hands, Humane Society of Wichita County, or the American Cancer Society. This charity is responsible for providing you with donation receipts. Please consult your tax professional to determine if your Kasasa Giving contributions qualify as a tax deduction. When Kasasa Giving qualifications are not met, all balances in your Kasasa Giving account earn a 0.05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Giving account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 09/06/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. This account is not to be used for commercial purposes. There are no recurring monthly service charges or fees to open or close this account. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Giving are trademarks of Kasasa, Ltd., registered in the U.S.A.