Credit Protection

Mechanical Breakdown Protection

How many times have you heard stories about cars breaking down right after the warranty expires? Our guess is, too many, which is why you need Mechanical Breakdown Protection (MBP).

Sometimes referred to as an extended warranty, Mechanical Breakdown Protection plans cover the cost to repair your vehicle when it breaks down. TCCU offers a variety of plans from which to choose, including our Platinum Plan, which provides bumper-to-bumper protection and covers virtually all of your vehicle’s mechanical and electrical components.

These plans are available for both new and pre-owned vehicles and they often cost hundreds less than other “extended warranties.” But the best part is that when you choose a Mechanical Breakdown plan you’ll also receive a variety of additional benefits at no extra charge:

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GAP Insurance

New car replacement/GAP coverage gives you the money to buy a brand new car if you’re involved in an accident that totals your vehicle. GAP coverage - covers the difference when a settlement from an accident is less than the amount you owe on your vehicle loan. 

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Credit Life

Credit Life is a way to help cover your family. There's no way your family can perpare for an unexpected death, but you can take steps along the way to make sure your family is provided for if the unexpected occurs. Our Credit Life Insurance helps pay your loan, so your loved ones don't have to. (Please see the details.) 

Credit Disability

Credit Disability is a way to help protect your family. You never know when an unexpected total disability due to injury or a medical-related illness could occur. But, you can plan for the unexpected and help supplement your family's income in the event of a disability. (Read more about this protection.)