Auto Loans
Temperatures and rates are heating up, but at TCCU we’re cooling off with a 1.00% APR discount on our best auto loan rates with a qualifying credit score! This offer is for new money only. Refinances or add-ons to existing TCCU loans do not qualify. (Valid thru July 4, 2023.) Call us at 940-851-4000 or click one of the links below to get started.
Your new car purchase can be financed up to 125% of the dealer invoice on new vehicles or up to 125% NADA Trade Value on used vehicles. Some autos may be financed for up to 72 months.
There’s a loan officer ready to help you through the process. Simply come in to a branch, give us a call at 940-851-4000, or get a head start by filling out your application online. Just click the button below to get started!
Ready to start shopping? Let us help you find the right car!
Learn More about Auto Loans
Buying a car is a big decision that may feel intimidating or confusing. Let’s take a look at some resources, options, and steps to help guide you through the process of selecting and buying a car.
Car Loan Calculator
Estimate your monthly payment
Protect Your Investment
Once you’ve found your perfect vehicle, protect it with our wide range of offerings, all available at great rates. Just mix and match and find the level of coverage that’s right for you.
Mechanical Breakdown Protection
How many times have you heard stories about cars breaking down right after the warranty expires? Our guess is, too many, which is why you need Mechanical Breakdown Protection (MBP).
Sometimes referred to as an extended warranty, Mechanical Breakdown Protection plans cover the cost to repair your vehicle when it breaks down. TCCU offers a variety of plans from which to choose, including our Platinum Plan, which provides bumper-to-bumper protection and covers virtually all of your vehicle’s mechanical and electrical components.
These plans are available for both new and pre-owned vehicles and they often cost hundreds less than other “extended warranties.” But the best part is that when you choose a Mechanical Breakdown plan you’ll also receive a variety of additional benefits at no extra charge:
- 24-hour Roadside Assistance
- Rental Vehicle Assistance
- Tire Protection
- Trip Interruption Coverage
- Nationwide Protection
- Repairs can be done at any licensed U.S. repair facility – you choose where to take your vehicle
- There is no limit to the number of claims you can make
- Coverage is transferrable
GAP Insurance
New car replacement/GAP coverage gives you the money to buy a brand new car if you’re involved in an accident that totals your vehicle. GAP coverage – covers the difference when a settlement from an accident is less than the amount you owe on your vehicle loan.
Credit Life Insurance
Credit Life is a way to help cover your family. There’s no way your family can prepare for an unexpected death, but you can take steps along the way to make sure your family is provided for if the unexpected occurs. Our Credit Life Insurance helps pay your loan, so your loved ones don’t have to.
Credit Disability Insurance
Credit Disability is a way to help protect your family. You never know when an unexpected total disability due to injury or a medical-related illness could occur. But, you can plan for the unexpected and help supplement your family’s income in the event of a disability.