News

All You Need To Know About The Capital One Data Breach

Aug 12, 2019

In late July, Capital One Bank announced that 106 million of its card holders had their data compromised in a massive breach that stretched over four months. Among the victims, 140,000 customers had their Social Security numbers swiped and approximately 80,000 had their linked checking account numbers stolen. No credit card numbers were reported to…

Do My Monthly Bill Payments Affect My Credit Score?

Jul 29, 2019

Q: Does making my monthly bill payments count toward my credit score?  A: Unless you’re delinquent on monthly bills like utility payments, they will not affect your credit score. However, there is a way out. Here are four steps you can take to make on-time monthly payments and boost your credit score.  1. Use a Rent-reporting Service …

Beware Emergency Scams!

Jul 29, 2019

“Grandma? Is that you?” “What’s the matter, honey?” “Grandma, you gotta help me! They’re going to arrest me if I don’t pay the fine — and I lost my wallet! I don’t have a penny on me or any ID. Can you wire me some money?” Does this sound like a phone call that can…

7 Steps To A Mid-Year Financial Check Up

Jul 29, 2019

It feels like you just packed away the holiday decorations yesterday, but believe it or not, 2019 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your…

HOUSE HUNTING REAL ESTATE APPS

Jul 3, 2019

If you’re looking for a new home this season, why not start your search from the comfort of your living room couch?  Thanks to the many real estate apps and websites, searching for a new home in 2019 is worlds away from what it was just a couple decades back. You can now use your…

7 WAYS YOU CAN USE A PERSONAL LOAN THIS SUMMER

Jul 3, 2019

Summer is a time for fun and excitement, but it can also be super expensive. Summertime can be a season of major life changes like household moves and weddings; purchasing that boat you’ve been eyeing and let’s not forget those dream vacations!  Before you start swiping the plastic for everything under the sun, Texoma Community…

8 SIDE HUSTLES ANYONE CAN DO

Jul 3, 2019

Who wouldn’t love some extra pocket money? Here’s eight ideas for easy side hustles. Maybe one or more of them is right for you.   1.) Play with dogs When you offer your services as a dog-walker or pet-sitter, you can charge as much as $25 an hour, depending on the going rate in your…

Financial Peace University: Fall 2019 Enrollment Begins!

Jun 28, 2019

As a part of our mission at TCCU to build a community where everyone is given the tools to become RICH (Ready, Independent, Charitable and Happy), we offer Dave Ramsey’s Financial Peace University classes for free twice a year. Our next class starts September 17, 2019 and runs for nine sessions, each Tuesday night (6…

8 Ways to Stop a Home Improvement Scam

Jun 6, 2019

It’s home improvement season! Contractors of all kinds, from painters to builders, electricians, roofers and more, are hard at work sprucing up homes across the country.  If you’re hiring anyone to make improvements on your home, be alert! Home improvement scams are more common than you may think. And they can be difficult to spot.…