News

Financial Peace University: Fall 2020 Registration is Now Open!

Sep 18, 2020

As a part of our mission at TCCU to build a community where everyone is given the tools to become RICH (Ready, Independent, Charitable and Happy), we offer Dave Ramsey’s Financial Peace University classes for free twice a year. Our next class starts September 29, 2020 and runs for nine sessions, each Tuesday night (6…

The Beginner’s Guide to Filling Out a W-4

Aug 14, 2020

It’s no secret that the IRS excels at making things complicated. And when you’re busy learning the ropes of a new job, trying to fill out a 4-page W-4 form can be a huge hassle. It’s not a good idea to rush through it, though, because a small mistake now can mean withholding too much…

Your Complete Guide to Using Your Credit Cards

Aug 14, 2020

Q: I’d love to improve my credit score, but I can’t get ahead of my monthly payments. I also find that my spending gets out of control when I’m paying with plastic. How do I use my credit cards responsibly? A: Using your credit cards responsibly is a great way to boost your credit score and your…

How Can I Protect Myself from Payment App Scams?

Aug 14, 2020

Q: I love the convenience of payment apps, like Cash App and Venmo, but I’ve heard there’s been an increase in scams being pulled off within these apps. How can I continue to use my payment apps without compromising my safety? A: Payment apps offer users the ability to effortlessly send payments to friends, making it easy…

Snowball Method vs. Avalanche Method: What’s the Best Way to Tackle Debt?

Jul 14, 2020

Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Crawling out from under this mountain won’t be easy, but if you’re ready to realign…

Am I Really Ready to Buy a House?

Jul 14, 2020

Q: I’ve saved a down payment, narrowed my choices of neighborhoods and drawn up a wish list of what I’m looking for in a home, but I’m getting cold feet. How do I know if I’m really ready to buy a house? A: It’s perfectly normal to feel hesitant about going through with what may be the…

My Savings Has Been Wiped Clean; How Can I Replenish It?

Jul 14, 2020

Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start building these up again, but it’s all so overwhelming. Where do…

TCCU Partners with Co-Op Financial Services for Improved Debit Card Experience

Jun 29, 2020

As our members, you are our number one priority. We listen as much as we can, and take that feedback to create the best possible experience for you when using our services. As a result of your feedback, we’re looking forward to September for one big reason – we’re upgrading to a new debit card…

7 Apps to Download this Summer

Jun 11, 2020

Summer 2020 will be different from any other.  We’ll be packing face masks along with our sunscreen and picking up our favorite takeout dinners to go instead of eating in restaurants. Lots of summertime attractions will only allow a limited number of guests on the premises at any one time, while others may not even…