News

How To Talk Money With Your Partner

Oct 11, 2019

Dedicate a time Together, choose a time when both of you can focus without distractions. Prepare your thoughts Prepare a mental list of topics you’d like to discuss. Include the basics along with any specific issues that you’d like to see change. Start with a vision Here are some to get you thinking: Wouldn’t it…

9 Steps To Buying Your First Car

Oct 11, 2019

Congrats—you’re ready to purchase your first real car! The process can be daunting, but Texoma Community Credit Union will walk you through it. Follow our guidelines for a stress-free ride! 1. Determine if you really need a car OK, you weren’t expecting this, but it’s important to take a step back to review your actual…

4 Super-Scary Scams To Watch For This Halloween

Oct 11, 2019

Don’t let a Halloween scam spook you! Stay a step ahead of those crooks by looking out for these four scams this season. 1. The shipping scam The internet is brimming with Halloween-themed stores in the months leading up to Oct. 31. Lots of these retailers offer an impressive selection of costumes, accessories and decorations…

2020 Youth Recycled Art Contest

Oct 9, 2019

Texoma Community Credit Union (TCCU) and TexomaWithKids.com are hosting and sponsoring the second annual Youth Recycled Art Contest, in partnership with the Arts Alive! Home & Garden Festival at the MPEC on February 22 and 23, 2020! We are calling on all K-12th grade students to create their very own work of art made out…

2020 Annual Meeting Notice & Board Nominations

Sep 24, 2019

The Board of Directors has set the 2020 Annual Meeting to be held at 5:00 PM on Thursday, March 19, 2020 in the lobby of the Sheppard Access Rd. Office. Light refreshments will be served. The Nomination Committee is accepting applications for three (3) officers to serve as Directors for the Board to serve three (3)…

Which Features Should I Look For In A New Car

Aug 23, 2019

Q:  I’m in the market for a new set of wheels, and the choices are making me dizzy. How do I decide which features to look for in a new car and which to skip? A:  Shopping for a new car can be complicated, but it doesn’t have to be that way. With a bit…

How Much Money Should I Keep In My Checking Account?

Aug 23, 2019

There’s lots of talk in the world of personal finance about how to best manage a savings account. You might read up on financial experts who recommend keeping three to six months’ worth of living expenses in your savings account, or maybe you’ve seen a tip about socking away enough money to cover larger expenses.…

How To Use The Money Envelope System

Aug 23, 2019

1. Determine your monthly expensesTrack all expenses for three months. This will help you determine exactly how much discretionary income you have. 2. Create a budget for every expense categoryDivide your discretionary income into different sub-categories, like food, entertainment, transportation and clothing costs. Review your spending over a few months to get an idea of…

All You Need To Know About The Capital One Data Breach

Aug 12, 2019

In late July, Capital One Bank announced that 106 million of its card holders had their data compromised in a massive breach that stretched over four months. Among the victims, 140,000 customers had their Social Security numbers swiped and approximately 80,000 had their linked checking account numbers stolen. No credit card numbers were reported to…

Do My Monthly Bill Payments Affect My Credit Score?

Jul 29, 2019

Q: Does making my monthly bill payments count toward my credit score?  A: Unless you’re delinquent on monthly bills like utility payments, they will not affect your credit score. However, there is a way out. Here are four steps you can take to make on-time monthly payments and boost your credit score.  1. Use a Rent-reporting Service …