Archives

5 Ways to Pay Off Holiday Debt Faster

Jan 2, 2024

Are you haunted by the debt of Christmas past? Try these tips to pay it all off sooner. Around 35 percent of Americans took on holiday debt in 2023. They borrowed an average of $1,549, the highest amount since 2015, according recent survey. One in three of the respondents say the soonest they can pay…

6 Ways to Avoid Going into Holiday Debt

Dec 1, 2023

Want to start the New Year unburdened by holiday debt? Try these tips Are you still paying off last year’s holiday gifts, even as you draw up a new gift list for this holiday season? If so, you’re not alone. Nearly 3 in 4 holiday shoppers plan to use a credit card this year, according…

Secret Sister: An Illegal Pyramid Scheme

Dec 8, 2020

It’s baaaack! The “Secret Sister” holiday gift scam has reared its crooked head again, just in time for the holidays. While the festive season brings lots of joy and cheer, it also brings out the grinches who are looking to steal not only your holiday bliss, but also your identity and peace of mind. How…

The Beginner’s Guide to Filling Out a W-4

Aug 14, 2020

It’s no secret that the IRS excels at making things complicated. And when you’re busy learning the ropes of a new job, trying to fill out a 4-page W-4 form can be a huge hassle. It’s not a good idea to rush through it, though, because a small mistake now can mean withholding too much…

Your Complete Guide to Using Your Credit Cards

Aug 14, 2020

Q: I’d love to improve my credit score, but I can’t get ahead of my monthly payments. I also find that my spending gets out of control when I’m paying with plastic. How do I use my credit cards responsibly? A: Using your credit cards responsibly is a great way to boost your credit score and your…

How Can I Protect Myself from Payment App Scams?

Aug 14, 2020

Q: I love the convenience of payment apps, like Cash App and Venmo, but I’ve heard there’s been an increase in scams being pulled off within these apps. How can I continue to use my payment apps without compromising my safety? A: Payment apps offer users the ability to effortlessly send payments to friends, making it easy…

Snowball Method vs. Avalanche Method: What’s the Best Way to Tackle Debt?

Jul 14, 2020

Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye? Crawling out from under this mountain won’t be easy, but if you’re ready to realign…

Am I Really Ready to Buy a House?

Jul 14, 2020

Q: I’ve saved a down payment, narrowed my choices of neighborhoods and drawn up a wish list of what I’m looking for in a home, but I’m getting cold feet. How do I know if I’m really ready to buy a house? A: It’s perfectly normal to feel hesitant about going through with what may be the…

My Savings Has Been Wiped Clean; How Can I Replenish It?

Jul 14, 2020

Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start building these up again, but it’s all so overwhelming. Where do…