Credit Report

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Jun 20, 2013

What’s the big deal about credit reports?

Your credit report has information about your finances, bill payments, and bankruptcy history.  Businesses use your credit report to evaluate your application if you apply for a loan or a job.

Federal law says you can get a FREE copy of your credit report every year, from EACH of the three national credit reporting companies.

How do you order a TRULY free credit report? Go to  It’s he only authorized website for free credit reports.   Or call 877-322-8228.

If you notice an error on your report, contact the credit reporting company AND the business that reported the information – right away.  Ask them to correct the error.

Remember, if you want a truly free credit report, visit

Source:  The Federal Trade Commission, the nation’s consumer protection agency.